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  • kobanyon@mtb.com
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  • 425.889.4392
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Today's Rates

Conforming
30 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.889%  1.000%
 3.875%  3.952%  0.250%
5 Year Adjustable Rate
 Rate  APR  Points
 3.375%  3.894%  0.750%
 3.500%  3.908%  0.375%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.375%  4.182%  0.875%
 3.500%  4.255%  0.250%
VA
VA 30 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.697%  0.500%
 3.625%  3.792%  0.125%
Jumbo
Jumbo 30 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.833%  0.750%
 3.875%  3.906%  0.125%

Personalized Quote

Kathy O'Banyon

Senior Loan Officer — NMLS # 480638

10510 NE Northup Way, Suite 110
Kirkland, WA 98033
Office: 425.889.4392
Cell: 206.713.9450

Senior Loan Officer, Kathy O'Banyon, has invested over 33 years in the banking/mortgage industry helping customers achieve their dream of home ownership.

I've forged lasting relationships and clients for life by helping them purchase a home or refinancing one they already have. By understanding what's important to you, I can determine a loan program and action plan that best suits your needs and helps achieve your goals. My experience and "customer first" approach have helped me achieve high customer satisfaction ratings as well as long-term success with my business partners.

Give me a call or get started online. You can check rates, calculate payments and even apply and become pre-approved online anytime, day or night.

Achievements & Awards:

  • 3 Years M&T President's Club Award
  • 10 Years M&T Diamond Club Award

Areas of Expertise:

  • Custom Construction Specialist
  • Home Purchase Specialist
  • New Construction
  • Lot Loans
  • 1st Time Homebuyer Programs
  • Mortgage Refinances
  • Jumbo Mortgages
  • Investment Properties